Four ways to buy a new home

1) Purchase a new home that is ready for move-in

This is almost the same process as for a resale home, but provides you all the advantages of new home ownership.

2) Purchase a home under construction, finish it to suit yourself

This is lots of fun and gives you lots of choices, but you don't have to wait so long for the house to be finished.

3) From the ground up

• Select the community you like.
• Visit homes in the area.
• Meet and talk with the builder.
• Select a plan from those available.
• Decide how you want to customize.
• Choose your lot.
• Sign the purchase agreement.
• Begin the countdown from ground-breaking to moving day.

You get to watch every step of the way buy don't have to think about construction financing and arranging for much by yourself.

4) Be your own contractor

• Find a lot you love.
• Find a builder you can work with.
• Find a plan that suits the lot.
• Refine your wants and needs.
• Have your plans drawn.
• Get an estimate of costs to build.
• Tune up your plan by taking some things out and putting others in.
• Arrange for construction financing.
• Break ground and wait excitedly.

This is the most involved way to build. If you are creative and adventurous, it can be lots of fun. But this takes the longest of these four methods and is certainly the most complicated and difficult.