What information specifically will the lender ask for when I apply for my loan?

Lenders' loan application questions vary, but, in general, they will include:

• The kind and amount of mortgage loan you wish to obtain.
• The verifiable source of your down payment money (bank account statement, gift, etc.)
• The length of time you wish to borrow the money for.
• Your current address and the length of time you've lived there and at your previous address.
• Your employment history, your current employment and income, and your employer's name and address.
• Your social security number
• Your assets, including your gross monthly income, your bank balance(s), your possessions (car, furnishings, jewelry, etc.)
• Your debts and account numbers (including car payments, credit cards, etc.)
• A copy of your sales contract.

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